If you are considering bankruptcy but aren't sure, Andrew Balbus has written a book that may help.
Fresh Start: Why Bankruptcy is Faster, Easier and Better Than You Think explains what bankruptcy can do. It corrects misbeliefs about bankruptcy, like the fear of losing a house or car. And, it helps people overcome harmful mindsets that can keep them from pursuing bankruptcy, such as "Getting out of debt through bankruptcy is immoral," “Bankruptcy is for losers,” and "Filing bankruptcy will make things even worse.”
Are You Tired of Dealing With Unmanageable Debt?
Are you dealing with unmanageable debt due to circumstances beyond your control, such as job loss, divorce, illness or injury? Are you facing interest rates so high that no matter how much you pay, the debts never seem to get smaller? Are you tired of being harassed by relentless collectors?
If you find yourself in this difficult position, know this: It is OK to put your needs and the needs of your family ahead of your creditors. It is OK to stop feeling helpless and afraid. You can join the millions of Americans who have filed bankruptcy to eliminate unmanageable debts.
Imagine Yourself Without A Debt Problem
At Balbus Law Firm, we understand that the decision to file bankruptcy is a difficult one. Everyone wants to pay their debts. Not everyone can. Debts that were once manageable may not be manageable now.
The stress of dealing with unmanageable debt is enormous and debilitating. Still, we know that many people avoid bankruptcy from the mistaken belief that filing bankruptcy is unethical, that they will lose their house, or that filing bankruptcy will bring terrible consequences, almost as bad as not paying the debt. But that is not true.
Remember what it was like when you had your financial health? Suppose you could get it back. Bankruptcy offers a fresh start. You can return to financial health. You can get your life back.
Are You Ready To Get Your Life Back?
There’s no need to continue to struggle with unmanageable debt. Balbus Law Firm will give you the information you need to make the decision that is right for you and your family. We take the time to listen and understand your personal and business financial situation, to find the type of bankruptcy that’s best for you and to guide you through every step of the bankruptcy process. We give you the same advice we give to members of our own family.
Talk To A Lawyer Who Focuses On Bankruptcy
Balbus Law Firm focuses exclusively on bankruptcy law. We don’t handle divorce, wills, personal injury or other types of legal cases. There are no distractions keeping us from filing your case as soon as you are ready and obtaining a discharge for you as soon as possible.
Our focus on bankruptcy means that we have the comprehensive knowledge and flexibility to file your bankruptcy case in the most advantageous bankruptcy chapter ——Chapter 7, Chapter 13 or Chapter 11.
All clients work directly with Andrew Balbus, the only graduate of Harvard Law School to have earned a Master of Law (LL.M.) degree in bankruptcy law. Andrew is the author of a number of scholarly articles that are cited and consulted by bankruptcy judges and by bankruptcy petitioners. In 2018, Andrew was elected President of the Greater Danbury Bar Association for the 2018 – 2019 term. In 2017, he became an Adjunct Professor at St John’s University School of Law.
See What Past Clients Have To Say About Their Experience
If you are like our other clients, your biggest regret will be not filing bankruptcy sooner. See what our clients have to say about their experience. Hint: Bankruptcy is much better than you think.
Balbus Law Firm is a debt relief agency. We help people and businesses in New York and Connecticut file for bankruptcy relief under the Bankruptcy Code.
Contact Us Now For a Free Consultation
We know you have reservations about bankruptcy. We know you are concerned about making the right decision. Coming to our website and considering bankruptcy is a courageous first step in dealing with your unmanageable debt.
If you are willing to overcome those reservations, then now is the time to take the next step — a free, no-obligation, initial consultation with us. Call 203-286-4121 or email us to schedule an initial consultation. We can help you get your smile back today.